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This site has been published in the United States for residents of the United States. The entire site has been prepared solely for informational purposes, and nothing contained herein should be construed as an offer to buy or sell, or a solicitation to buy or sell, any security or other investment product or to participate in any particular trading strategy. No information contained herein should be regarded as a suggestion to engage in or refrain from any investment-related course of action. All views expressed and materials presented are subject to change without notice and are not intended and should not be construed as investment, tax, or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. All information is believed to be from reliable sources; however, no representation is made as to its completeness or accuracy.

*Stocks, mutual funds and variable products are not suitable for all investors. Before making any purchase you should carefully read the prospectus and prospectuses for the underlying investment portfolios of variable products. In addition to carefully reviewing the prospectus, you are advised to consider the investment objectives, risks and charges, and expenses of the investment before investing. A prospectus may be obtained from our office or directly from the mutual fund company, insurance company or offering entity. **Variable annuities are long-term investments designed for retirement purposes. Variable products have limitations, exclusions, charges, termination provisions and terms for keeping them in force. There is no guarantee that any variable investment options in a product will meet their stated goals or objectives. The account value is subject to market fluctuations and investment risk so that, when withdrawn, it may be worth more or less than its original value. ***Index or fixed annuities are not designed for short-term investments and may be subject to caps, restrictions, fees and surrender charges as described in the annuity contract. Annuity product guarantees including optional benefits, for both fixed and variable annuity products, rely on the financial strength of and are subject to the claims‐paying ability of the issuing company.

Employees or representatives of Holmes & Griffeth acting as registered representatives of First Heartland® Capital, Inc. and/or First Heartland® Consultants, Inc. may transact business in a particular state only if first registered, excluded or exempted from registration requirements. Brian Standage, Deanna Holmes and Jim Holmes are Registered Representatives of First Heartland® Capital, Inc., and Investment Advisor Representatives of First Heartland® Consultants, Inc., a registered broker/dealer and registered investment adviser based in Lake Saint Louis, Missouri. Brian Standage, Deanna Holmes, and Jim Holmes are authorized to transact securities-related business and investment advisory services only in states where he is properly registered. For investment products and services these states include: (Brian Standage: AZ, AR, CA, CO, CT, FL, GA, IL, IN, IA, KS, KY, MA, MI, MS, MO, NE, OH, OK, TN, TX, UT, VA; Deanna Holmes: MO; Jim Holmes: AR, CA, CO, FL, GA, KS, KY, MI, MO, OH, OK, TX) For investment advisory services these states include (Brian Standage: AR, MO, OK, TX; Deanna Holmes: MO; Jim Holmes: AR, MO, TX). Clients who are not residents of these states cannot be serviced.

Securities offered through FIRST HEARTLAND® CAPITAL, INC. Member FINRA/SIPC
Advisory services offered through First Heartland® Consultants, Inc.

4101 Lake St. Louis Blvd. Lake St. Louis, MO 63367  636.625.0900
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